S-Corp Calculator | Espoir Advisory

Espoir Advisory — S-Corp Break-Even Analysis

Prepared via espoiradvisory.com · Screening estimate, not legal tax advice

Free Resource · Espoir Advisory

S-Corp Calculator

Should you elect S-Corp status — or would it quietly cost you more than it saves? Run your real numbers and get a clear answer, including the payroll and compliance costs most calculators ignore.

Built for beauty educators, permanent makeup tattoo trainers, and beauty entrepreneurs.

Updated for the 2026 tax year.

Your Numbers

Estimates are fine — this is a screening analysis.

Gross Annual Revenue Deductible Business Expenses (annual) Filing Status State Income Tax Rate (marginal %, optional) Annual S-Corp Compliance Costs (payroll service, bookkeeping, 1120-S tax preperation) State Franchise / Minimum Tax (CA: 1.5% of net income, $800 minimum) Test Salary Override (optional — blank uses 50% of net profit)

Assumptions:
2026 Social Security wage base $184,500

· 15.3% combined SE/FICA rate
· 0.9% Additional Medicare above $200K ($250K MFJ)
· 92.35% SE base factor
· 40–60% reasonable-salary heuristic band.

Federal income tax treated as approximately neutral between structures for screening.

This tool is for educational purposes only and is not official tax, financial, or legal advice.

Your Analysis

Verdict, savings breakdown, and salary simulations.

Enter your numbers and run the analysis to see your verdict — including whether an S-Corp would save you money or cost you more.

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